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2008 Household Budget Goals

March 24th, 2008 at 10:43 pm

We began a spending plan this month for our household to hold us more accountable. Our main goal is to stay within the spending plan with some degree of flexiblity. Here are some of our goals for 2008.

Pay $125 a month ($75 is the minimum at 0%) for $4200 credit card. (We plan to pay this by Feb 2011 or earlier. Any excess house funds left at the end of the month will be added to the monthly payment.)

$174 a month for ($2088) extra principle payment for the mortgage at the end of 2008.

$218 a month ($2616) to the emergency house fund (our goal is to maintain $5000).

$400 a month grocery budget. (We spend approximately $50 - $80 a week by shopping at the military base. I may have to readjust this due to rising food prices)

$60 a month ($720) for house maintenance fund.

$50 a month ($600) for vacation fund.

We plan to reassess this spending plan at the end of April 2008. I hope this will get us on the right track.

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