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Blah!!! Wow!!

May 16th, 2008 at 10:56 am

Due to my extreme boredom at work caused me to ponder my personal budget. Watching my pennies and despite the rise of gas prices resulted in a $169 windfall in my personal checking account. My natural inclination is to rush to Ann Taylor and go shopping crazy. Love the blouses, pants, skirts, dresses and don't let me go on about the shoes (my weakness). I decided to wait until Monday. If I really can't fight the urge to spend then I will spend $75 for clothes. The rest will be divided between the household checking and household emergency accounts. If the urge passes then I will put the entire amount in the household accounts. I think that sounds like a wonderful compromise. But, I still want to spend. Help me get control!!

6 Responses to “Blah!!! Wow!!”

  1. Koppur Says:

    Sounds like a great plan! Good luck and keep us posted! Smile

  2. Ima saver Says:

    You don't really need new clothes, do you? Save it!!

  3. scfr Says:

    Okay ... Let's say you get a windfall of $169 twice a year.

    If you stick it in the bank at a measly 4% per year with interest compounded monthly, in 10 years you'll have $4,413.31.

    And the clothes in 10 years? They'll be at Goodwill.

    Does that help you make up your mind?

  4. mooshocker Says:

    Shop at a thrift store and pay $20.00 versus $100.00. God bless.

  5. managinglife Says:

    Thank you Koppur, Ima saver, scfr and mooshocker! My shopping urge passed! I think my 4 mile run this morning helped. You guys and my running club buddies reminded me of the importance of saving (especially in this economic period). I immediately transfered the $169 into my investment fund account. I especially noted scfr statement that in 10 years the clothes will be donated to Goodwill. I feel like I am a recovering clothes addict coming off a high! Thanks again!

  6. scfr Says:

    That's awesome! Sending you a virtual high-five!

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