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Memorial Day Blessings

May 26th, 2008 at 06:20 pm

I wish many blessings to the active duty military, my fellow retired and separated veterans, and their love ones on Memorial Day. I know that this war is not a popular cause for many but our troops need to know that they are appreciated. Take time to remember those who made the most ultimate sacrifice. Honor, courage and commitment!!

A Little Something to Save

May 3rd, 2008 at 04:15 pm

I received my first Pinecone check! It was $3.00 that I didn't have and will put to good use. I decided to donate my survey checks to a local food bank. I came to this decision due to so many folks on a fixed income having a hard time making ends meet. Especially our retired seniors who are forced to make a choice between paying their expenses or eating. I know this doesn't seem like a lot of money but every little bit helps.

I also had to readjust my $100 bi-weekly gas budget to $120. This will get me prepared for the higher summer gas prices. I will also car pool with DH at least two days a week to reduce costs. I was able to negotiate with my supervisor to work one day a week at home. This will be on a month trial period with an option to do this at least two days a week!

I do have good news about our $158 gararge door repair bill. DH complained to the owner who promptly re-billed us for $54. It seems that the repair person (repair bandit) overcharged us and thought we would pay the $158 bill. The owner apologized profusely about the repair bandit. Apology accepted but no love for the repair bandit!

Crazy Garage Door Opener

April 26th, 2008 at 07:53 pm

I spent $158.00 for a service call for the garage door. I came home last night from my weekly beauty treat (using my personal allowance budget) and the garage door didn't want to electronically close. I had to close it manually. DH checked it out and he couldn't fix it. Which meant that we had to make service call. The garage repairman came and made a few minor adjustments that took only 5 minutes maximum. Then promptly gave us a bill for $158.00 ($50 emergency service call and $108 repair).

I am proud that my family is doing our civic duty to stimulate the U.S. economy. Yeesh!!! $158 for a garage door service repair! DH and I must have sucker written on our foreheads!!

Update on Identity Theft

April 24th, 2008 at 12:21 am

Okay, here is the latest on my BIL's identity theft problem. BIL and his wife received good news about their pending home foreclosure. It was found that the bank loan documents containing the wife's SSN was incorrectly entered. In other words the bank screwed up and used my SIL's identity info by mistake for another individual with the same first and last name with the exception of a different middle name. We still do not understand how this could have happen without the proper checks and balances. Truly scary!!

The bank made formal apologies to BIL and will pay the cost of his legal and court fees. Needless to say that he and his wife are still traumatized by this major mistake that almost cost him the lost of their home.

Morale to this story. Check your credit report a least once a year for discrepancies that could impact your credit. My BIL is now a convert on protecting family's information and finances. Can I get an Amen!