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New to this!

March 9th, 2008 at 02:14 pm

My husband and I both noted that the American Express and debit cards was doing a lot of overtime for us in 2006. Our entertainment and clothing expenses were out of control. Our checking and saving accounts were at an all time low! (Honestly, we played like we both had amnesia! Blaming each other for the financial damage.) We finally decided to live within our income and make saving a bigger priority.

I have been reading and using all of the great advice from this finance blog for the past 18 months. (I guess you can say I am shy.) I have opened an ING emergency fund and several sub-accounts that earned over $700 in interest for 2007! We did this by setting up a spending plan that we actually followed for the entire year. This was due to my husband and I being sick and tired of living paycheck to paycheck without any financial results. I now feel that my family is more prepared if Murphy's Law occurs. We still like to have fun and dress well. Only this time we have a plan that leave more money in the bank.

8 Responses to “New to this!”

  1. Ima saver Says:

    Welcome, glad you have joined us!

  2. Managinglife Says:

    Thank you! I've learned so much from this site.

  3. Aleta Says:

    Welcome and I hope you share with us. You're doing great on your interest.

  4. Thrifty Ray Says:

    Welcome! I am interested in reading more about how you turned it around!

  5. creditcardfree Says:

    Welcome! I look forward to cheering you on with your progress. Being awake to the situation is half the work!

  6. DeniseNTexas Says:

    Like Ray, I look forward to learning how y'all managed to turn things around. DH and I are still working on that and though there's been improvement, it isn't nearly enough! And welcome, too. Smile

  7. JanH Says:

    Welcome! Glad you joined in and look forward to hearing more from you!

  8. Amber Says:

    Welcome, you will definately learn a lot from these guys...I look foward to reading your blogs

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