<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > New to this!

New to this!

March 9th, 2008 at 09:14 pm

My husband and I both noted that the American Express and debit cards was doing a lot of overtime for us in 2006. Our entertainment and clothing expenses were out of control. Our checking and saving accounts were at an all time low! (Honestly, we played like we both had amnesia! Blaming each other for the financial damage.) We finally decided to live within our income and make saving a bigger priority.

I have been reading and using all of the great advice from this finance blog for the past 18 months. (I guess you can say I am shy.) I have opened an ING emergency fund and several sub-accounts that earned over $700 in interest for 2007! We did this by setting up a spending plan that we actually followed for the entire year. This was due to my husband and I being sick and tired of living paycheck to paycheck without any financial results. I now feel that my family is more prepared if Murphy's Law occurs. We still like to have fun and dress well. Only this time we have a plan that leave more money in the bank.

Posted in Personal Finance | 8 Comments »

8 Responses to “New to this!”

  1. Ima saver Says:
    March 9th, 2008 at 09:27 pm 1205098027
    1205098027

    Welcome, glad you have joined us!

  2. Managinglife Says:
    March 9th, 2008 at 09:34 pm 1205098446
    1205098446

    Thank you! I've learned so much from this site.

  3. Aleta Says:
    March 9th, 2008 at 10:50 pm 1205103013
    1205103013

    Welcome and I hope you share with us. You're doing great on your interest.

  4. Thrifty Ray Says:
    March 9th, 2008 at 10:55 pm 1205103338
    1205103338

    Welcome! I am interested in reading more about how you turned it around!

  5. creditcardfree Says:
    March 10th, 2008 at 12:38 am 1205109520
    1205109520

    Welcome! I look forward to cheering you on with your progress. Being awake to the situation is half the work!

  6. DeniseNTexas Says:
    March 10th, 2008 at 12:47 am 1205110053
    1205110053

    Like Ray, I look forward to learning how y'all managed to turn things around. DH and I are still working on that and though there's been improvement, it isn't nearly enough! And welcome, too. Smile

  7. JanH Says:
    March 10th, 2008 at 01:31 am 1205112707
    1205112707

    Welcome! Glad you joined in and look forward to hearing more from you!

  8. Amber Says:
    March 10th, 2008 at 05:26 am 1205126780
    1205126780

    Welcome, you will definately learn a lot from these guys...I look foward to reading your blogs

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]