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It has been a Long Time

January 4th, 2009 at 03:51 pm

Happy New Year! Yes, it has been a long time since my last post. Commitments from increased responsibilities at work and graduate school held my focus. I was still able to remain committed to my financial goals. I reviewed my accomplishments for 2008 and updated my financial goals for 2009. I managed to complete most of my goals for 2008.

2008 Goals:

We finally have some breathing room due to our emergency house fund. It allowed us to pay an unexpected tax payment and a car insurance deductible without a major financial crisis.

DH and I were able to take a romantic bed and breakfast trip paid fully with cash for our anniversary!

Didn't stress about paying our life and car insurance. We finally started saving the money every month before the bill was due. Sounds silly but what a light bulb moment!

Used cash money to pay for new wood floors. The current housing crisis led to us finding a great contractor at an affordable price! This wouldn't have been possible prior to the housing bust.

Stayed under or within budget for utilities,groceries and miscellaneous categories. The only exception was the gas budget.

Stayed away from buying wants and used our funds for needs. This was specially true during the holidays. Paid cash for gifts!

We finally have eleven months living expenses saved! Working on twelve months for 2009.

Thank you for all of the good advice that was put to good use for my family financial future!








5 Responses to “It has been a Long Time”

  1. Ralph Says:

    Wow - good to hear all that great news! Good to hear that at least someone is doing it right, especially at this time of year.

    And welcome back, fellow lapsed financial blogger!

  2. creditcardfree Says:

    Welcome back! You did great last year. All the skills you learned will only help in 2009. Keep it up.

  3. Koppur Says:

    You did amazing last year and are such an inspiration!!

  4. gamecock43 Says:

    Sounds like a successful year!

  5. Petunia Says:

    Sounds like a good year. Great work on the EF!

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